Navigating the Medicare Maze ?

Then you have arrived in the right place!

Click below to watch our free webinar

Your health coverage is a priority, not an option.


Don't get caught in the insurance company traps.

They want you to get locked into highly profitable coverage that's not right for you!

Let Gary do the research for you - and help you secure the right coverage and keep you updated with critical changes in the future.


Some Things You Should Know

The only thing that really matters is getting the plan with the “lowest net out of pocket for the drugs you are taking” But there are some things you may need to know so

keep reading...


Monthly Prescription Price Changes

While your drug plan premium stays the same for the year, the price of your drugs can change month to month! If you need different drugs during the year, every plan has something to meet your needs-but at their price!


Monthly Prescription Price Changes

Dealing with Medicare continues well past the age of 65.

Insurance companies have a “If you snooze you lose” attitude towards your coverage. The never sleep and will offer you options that primarily benefit them. Gary will help you avoid their traps and help you find coverage advantages every year as Medicare options and costs change.


Some Vaccinations Are Covered

Medicare will cover Covid related medical costs as well as a number of vaccinations like Shingles- for more details order a copy of “Medicare and You” by calling


I help individuals in California navigate the Medicare process and get the best health plans for their specific situations.

I have helped hundreds of clients “navigate the Medicare Maze” and ensure they continue to have the best coverages going forward, and I have found that people don't know what they don’t know about Medicare, and they really don't have the time to become experts in this niche area.

My consultation is at no cost and is regulated by Medicare to provide the same compensation for each product.

I’m independent, so I can use any product that fits the needs of my clients both today and in the future.

Going forward, I will tell you what the insurance companies won’t tell you, which is that their competition might have better products and options that you should look into.

I'm always happy to meet new people. If you'd like to schedule a call with me - it's very easy. Just click here to open my calendar and schedule a time and date convenient for you.

I look forward to speaking with you and helping you on your path to the best Medicare plan for you.

All the Best,

Gary sutton

Your Health Coverage is a Priority For You -


You've worked hard to get where you are - but the medicare road ahead of you isn't always clear.


Concerned About Future Costs?

“Now that I have Medicare are my health care worries behind me?”

No! Medicare doesn’t cover everything and the costs keep going up every year. Someone facetiously said to me, "Medicare is the best health plan as long and you have the money to cover what it DOESN'T cover.

If you're concerned about future costs and how you’re going to fund them - we should talk soon and I'll walk you through options the insurance companies don't want you to know about.


A Wide Range Of Healthcare Providers

We represent a wide range of healthcare companies throughout the United States. Schedule your one-to-one medicare consultation and together we will customize a healthcare solution that’s right for you.

Please enjoy the following videos and start educating yourself...

and when you're ready - CLICK HERE to schedule a call with Gary Sutton.

Don't Pay Too Much!

Paying too much is exactly what the insurance companies want - that's why they make selecting the right coverage so confusing.

Affording Prescriptions

It's critical to make to understand your specific needs up front, and get help selecting the right coverage to match your needs.

Set Your Budget

We work with our clients to help set budgets for now, and for the future. Keeping your options open for the future is of utmost importance.

What Will Medicare Cover

A consultation experience with Gary Sutton will leave you knowing exactly what your coverage options are so you can enjoy peace of mind when it comes to your healthcare.

Foreign Travel Coverage

You've worked hard and now it's time to go see the world and experience all the places you've dreamed of. But will unexpected healthcare needs be covered overseas?

Medicare Supplements

Where to begin? Researching and understand the myriad of options in Medicare Supplements is not easy. We can help and you'll be confident in your final decision.

Alternative Healthcare

Alternative healthcare options are becoming more and more popular. If you are interested in this field, we can help you pick the right plan so you have the freedom to explore alternative options.

Gary Sutton may have started his career by helping people manage their finances, but as time went on, he recognized that he could offer even more valuable assistance to his clients as they grew older. “I started working in the financial service industry more than 30 years ago,” he remembers. “On my last day of training as a financial planner, my trainer said that if a client ever asked about Medicare, I should direct them to Social Security. For about two decades, I never had any clients who were over 65 years old, but eventually, those people started reaching that age and saying, ‘Gary, I did what you said and called Social Security, but they put me on hold!’ I realized that most financial planners didn’t want to deal with Medicare because it’s a small yet complicated part of the job. But my clients needed me, so I decided to get certified in Medicare to help them navigate the process, and that has been my focus for the last 10 years.”

Today, as owner of Gary Sutton - Medicare Services, Gary says his favorite parts of his job are alleviating his clients’ anxiety about Medicare and helping them find plans that meet their needs. “A lot of people worry about Medicare because they’ve heard and read so many things about it, but most of what they come across is only partially true. On top of that, when they turn 65, insurance companies bombard them with flashy brochures that claim to have perfect solutions but don’t contain enough details to be helpful. I deal with this anxiety by assuring my clients that I’ve done this type of work hundreds of times, so I know how to find the best options.”

A lifelong resident of the Bay Area, Gary currently lives in San Jose with his wife, Pam, where they enjoy a quiet life surrounded by natural beauty. “We live across the street from hundreds of acres of watershed, so our neighbors are deer, racoons, turkeys and coyotes,” he explains. “I sit in my second-story window and look at vultures hovering, ground squirrels popping up their heads, hawks trying to grab the squirrels…if there weren’t high-voltage towers at the top of the hill, we would be completely removed from civilization.”

When he’s not taking in the splendor of his personal oak savanna, Gary likes working out at his local YMCA and spending time with his daughter, Taylor, and her two children. “I’m also really interested in economics, geopolitical issues and history in general,” he adds. “There aren’t enough hours in the day to do all of those things, but I’ve learned how to portion them appropriately.”

In terms of a personal philosophy, Gary highlights the importance of keeping an open mind when interacting with others. “If you don’t let anyone else talk, you won’t learn anything you don’t already know, so my advice is to listen more and talk less,” he offers. “It’s important to know what other people are thinking. I already know what I’m thinking, so I like to allow space for people to let me know what they’re about.”

When asked what his life might look like if he could retire tomorrow, Gary says not much would change with his daily priorities. “When Taylor was young, I never missed any of her activities or school events because I was able to adjust my schedule to spend time with her, and I’ve been able to continue that balance to this day. Since I’m my own boss, I call the shots when it comes to balancing life and work, so there’s really no need to retire. Also, I often find that people who retire have a hard time figuring out how to fill their days. I can’t imagine reverting to something with more options because I already have all of them!”

Ask Me Anything!

Q: What’s your favorite sports team?

A: Manchester City F.C.

Q: What kind of music do you like?

A: I mostly like music that I grew up with from the ’60s and ’70s.

Q: If you could travel anywhere in the world, where would you go?

A: Central America. I’m really interested in the tropical forests and animal life.

Q: Are you an early bird or a night owl?

A: I go to bed at 10pm and wake up between 7am and 9am, so I guess I’m in the middle.

Q: What’s your favorite snack?

A: Dried fruit with some chocolate sprinkled on top.

Gary Sutton is owner of Gary Sutton - Medicare Services, a Diamond Certified company. He can be reached at (408) 578-3039 or

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