How to apply for Medicare:
- Go to ssa.gov/benefits/medicare
- Click on “How to apply for just Medicare”
- Click on “Start a new application”
How to appeal an increase in Part B Medicare premium (IRMAA):
- Google, SSA-POMS-IRMA Sliding Scale Table to see income and additional premiums.
- Google, SSA-Poms-Life Changing Events to determine if you have a basis to appeal.
- Google, Form SSA-44 to complete your appeal.
- Google, SSA.gov-locations to find the address of your local Social Security office and fax or mail your appeal.
Clients report drug discounts:
- Shingles Vaccine costs are lower at Costco than at some drug plans.
- GoodRX.com and Canadian Pharmacy offer Estradiol at lower prices than drug plans.
- PS: If you have found a way to save money on drugs let me know and I will pass it on!
Looking for Lower Drug Prices?
- Talk to your doctor about getting a different & cheaper drug.
- Talk to your doctor about working with a drug company to get a cost break.
- See if you can find the drug at a lower price outside Medicare at:
- If you have a UnitedHealthcare Medicare Supplement. Call 800-523-5800 and ask about their discount card-Denegra.
- Rite Aid drug card.
- Drug savings card at CVS-Target-Walgreen/SingleCare.com/rx-1-844-234-3058
- Wellness Pharmacy (Los Gatos) 408-356-4848
- Now RX (located in Mountain View) 650-386-5761
- Healthwarehouse.com. Search drug options
- Canadian Pharmacy 1-877-849-0015
- Northwestpharmacy.com 1-866-539-5330
If you are leaving an employer-based plan and have Part A and need to add Part B:
- Google – “Ready to sign up for Part A & Part B”.
- Scroll down to: “I have Part A and want to add Part B”.
- Click on: Form CMS-40B and complete.
- Scroll down to “Signing up because you’re retiring or lost job-based coverage”.
- Click on: Form CMS-L564.
- Click on: “Locate your local Scouse office” to send both forms in. Call your local office if you do not hear back within 2 weeks.
“Are You Covered Under Your or Your Spouse’s Group or Retiree Health Plan?”
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