What you should know about Medicare drug plans

In my opinion, the only thing that really matters is getting the plan with the “lowest net out of pocket for the drugs you are taking” But there are some things you may need to know for next year:

1 While your drug plan premium stays the same for the year, the price of your drugs can change month to month!

2 While you can’t change plans during the year; the plan can change the drugs they offer and the prices they charge!

3 If you need different drugs during the year, every plan has something to meet your needs-but at their price!

4 Star Rating – Don’t work with a plan that does not ever answer the phone!

5 Your drugs may not be covered by any plan at any price.

6 All pharmacies are not the same.

7 If you “snooze you lose” and the insurance company wins.